RTC Mortgage Corporation, located in Laguna Beach, is a full-service mortgage company specializing in Residential and Commercial loans. RTC obtains the best rates and terms available in today’s financial markets.
RTC Mortgage serves all of Orange County including the communities of Laguna Beach, Newport Beach, Dana Point, San Clemente, Laguna Niguel, Laguna Hills, Aliso Viejo, Irvine, Mission Viejo, San Juan Capistrano plus San Diego and Los Angeles counties and the rest of the State of California.
Richard T. Cirelli, owner and operator of RTC Mortgage Corporation is an industry veteran and a Certified Mortgage Planner, with over 30 years of mortgage and financial experience.
Loan Programs:
RTC Mortgage Corporation represents a multitude of lenders offering the following loan programs:
Residential and Commercial loans:
- First and Second Mortgages and Equity Lines of Credit
- Conforming Loans to $625,500
- Jumbo Loans to $5,000,000 or more
- Construction Financing
- Hard Money/Private Money loans
- Reverse Mortgages
Professional Mortgage Planning: Now and for Your Future
Rick Cirelli is a Certified Mortgage Planning Specialist with 32 years of experience. His goal is to obtain the best rate and terms for his clients and work with their Tax and Financial Advisors to integrate their mortgage into their overall long and short-term financial plans. He helps his clients obtain wealth by managing their home equity to increase Liquidity, Safety and Rate of Return while minimizing income taxes.

To learn why you should work with a Certified Mortgage Planning Specialist, click here:
Suite of Mortgage Planning Services:
Learn more about our Suite of Mortgage Planning Services, please call our office (949) 494-4701.