You and your staff did an exceptional job. It's a rare thing not to have to baby sit the 
 lender. Thank you so very much.
     Matt McGilvray, Brea Real Estate Broker Associate
 Thanks again for another great experience.
     Michael & Elizabeth Gosselin, San Anselmo Homeowner
  Thank you! Can't believe you made it happen in such a short timeframe!
     Susan Shea, Laguna Beach Homeowner
 I was really impressed from start to finish and hope to work with you guys again.
     Joshua & Elizabeth Brandon, North Hollywood Homeowner

  RTC Mortgage is a one stop shop, they can do it all.  When I need refinancing again, I know just who to call. 5 Stars!
    Heidi Miller, Laguna Beach Homeowner
Professionalism, integrity, and expertise ar three qualities that define Rick Cirelli and set him apart from traditional loan brokers or conventional lenders. 
     Frank Jessoe, Laguna Beach Homeowner 
  Working with Rick and his team was a breeze.  He got me a great rate with an effortless refinance process.
     Patricia Kelly, Menlo Park Investment Homeowner
I am signing my escrow papers for the refinance Rick helped us secure on our property.  Again, he and his team have made the process easy and transparent.  We have a great rate and couldn't be happier with our experiences with RTC Mortgage.  
     NIcole Anderson, Esq. Anderson Law Group, Inc, Laguna Beach
  Thank you so, so much, Rick!  Joe & I are loving our new home - It was all worth it in the end.  I appreciate all of our hard work and making it happen.
    Casey Spizzirri, Ladera Ranch Homeowner
Rick Cirelli handled the refinance on our home and came up with a creative option for us, which resulted in cutting our mortgage payments by one-third.
    Kelly & Michelle Boyd, former Mayor and Councilman of Laguna Beach
  Rick and Lisa have done an extraordinary job on my mortgage for this purchase on Woodstock.  Very resourceful and terrific service.  Highly recommended.
     Michael McCracken, Los Angeles Homeowner
Thank you so much for a great job.  In nearly 40 years of real estate transactions, I don't believe I've every had a loan with NO conditions.  I look forward to working with you in the future.
     Judy Upton, Surterre Properties, Laguna Beach
  We appreciate the work and support you both provided during our purchase process and we will definitely provide recommendations to anyone we know who is in the market!
     Mark & Teresa Ryan, Redondo Beach Homeowners
You guys did a great job--delivered what you said in the time required, which was FAST in this market!  Thank you.
     Eric & Vaughan Speare, Laguna Beach Homeowners 
  You and Lisa are a great team.  Thanks for making the process as easy as possible for us.
     Beth & Kelly Thomas, Santa Ana Homeowners
Thanks for the great work.  Not a single mistake, hitch of flaw in the whole process.  Sometimes when you have nothing go wrong in a deal like this you mistakenly think it was because it was easy and anyone could have done it.  I feel it is because you are great at what you do.  On behalf of myself and my family, thank you.
    Scott Thompson, Laguna Beach Homeowner
  The level of service is/was outstanding!  Thank you very much for your patience and expertise in guiding us througn this process!
    Bruce & Kim Fiscus, San Francisco Homeowners
We keep coming back to RTC because you are wonderful to work with, honest and answer all our questions in terms we can understand.  Than you for all your help in getting us through the process to closing.  We greatly appreciate it!
    Leonardo & Suzanne Liedke, Huntington Beach Homeowners 
  I can't thank you enough for all your assistance with this process.  I know it was a tough road in the beginning to get my credit score back on track and I really appreciate the advice an patience while I fixed it.  You both are a pleasure to work with.
     Kathleen Hawkins, El Segundo Homeowner 
Thanks Rick, incredible service!  My hat is off to you and Lisa for doing such a great job on our loan.  You got the rate we wanted and the fees were very reasonable.  All in all the experience was painless and rewarding.
     David & Caroline Dash, Laguna Niguel Homeowners 
  Thanks for the amazing work you do.  You are incredible and so professional.  Appreciate it so much.  Happy to refer you to anyone!
     Candace Purvis, Mission Viejo Homeowner 
Thank you and your whole team in making our transaction go so smoothly.  Everything played out just as you planned it.  We appreciate all the follow-through that you and your team did.  Top team.  We are happy to recommend you any time.
     Gasper Patrico & Mellisa Almon, Aliso Viejo Homeowners
  Thank you for a very good experience!
     Kristine Thalman, Director Laguna Beach Chamber of Commerce
My experience with Rick Cirelli has always been at the highest levels of professionalism and integrity.  Clients that I have referred have been very satisfied with the service and my ownpersonal interactions with him have always exceeded expectations.
     Jeff Redeker, Vice President, Bank of America Business Banking Team 
  I have refinanced homes a number of times over the years and this last experience with you was absolutely the best.  Your attention to detail, follow-through and timeliness were all 10+.
     Bob & Marge Earl, Laguna Beach Homeowners 
As a real estate professional, I am constantly asked for service referrals and as a lender, Rick Cirelli has always provided my clients with outstanding service.  Being an independent Broker gives Rick far more flexibility than many institutional lenders and quite often he has been able to secure a much better rate and terms for my clients.  Rick was also the lender my partners and I choice to help finance our home.
     James St. James, Realtor, Surterre Properties, Laguna Beach
  Marti and I wanted to thank you and your staff for working so hard on our behalf to get us the loan and into our new home.  Today is the big move day and we are anxious to see how well all our stuff fits into the new place!  I'm still amazed at the loan rate you locked in for us.
     James & Marti Klein, Laguna Niguel Homeowners
I want to thank you and Jeneen for all your help.  That was the smoothest refi I have ever done.
     Robert Gorelick, Santa Ana Homeowner
  Thank you for yoru persistent hard work!  I would without hesitation recomment your service to anyone.
     Holly & Steve Adam, Laguna Niguel Homeowners 
We are very pleased and truly appreciate your assistance.  You and your staff are very helpful, professional, courteous and accommodating.  Thank you sincerely for your excellent service.
     Dr. Thuy Nguyen, Irvine Homeowner 
  This is our 5th house purchase - you are the best!  Seriously, you guys are the best we have every used!
     Greg & Danielle Winchell, Topanga Homeowners